Raise the bar

“Too many people spend money they haven’t earned, to buy things they don’t want, to impress people they don’t like.” - Will Rogers

The hardest  thing about earning money is holding on to it. The second hardest thing is using that money in ways that add real value to our lives.  We’re not born financially literate, and we seldom gain that literacy in school.  Like everything else on our path to excellence, it’s about knowledge and skills that need to be cultivated, it’s about habits to be acquired.

What are you doing today to raise the bar on your financial literacy?

Look beyond….

If you’re looking for the next big thing, And you’re looking where everyone else is, you’re looking in the wrong place. – Mark Cuban

Think.  Look beyond your boundaries.  Do what you love, what you do so well – and do it with your special twist.  Make it different.  Move away from the pack.  You are unique, so figure out how to showcase your creativity, your skills, your extraordinary value to the world.

Play to your strengths, play by your plans, your rules.   It is, after all, your wonderful life.

See what others can’t see

“Get rid of the unimportant.” – Gary Friedman, CEO Restoration Hardware

The things that make a difference are found on the margins.  You have to look for them.  You also have to see how easy it is to attach yourself to the dumb stuff sitting front and center in your life.

What are you doing dumb?  Stop doing doing them.

What are you doing smart?  Find more of them.  Look for them.  Think about them.  Think until it hurts.  When you see what others can’t see, you do what others can’t do.

Get a clear line of sight

“Not having a clear goal leads to death by a thousand compromises.” – Mark Pincus

Get clear on your goal, perfectly clear.  Otherwise you become driven by the unsettling winds of opinion, doubt and compromise.

Know what you want, and pursue it with passion and drive.  Don’t give up, don’t get distracted, but know that there may be many paths to that goal, so keep your options open.

Most of all, get a clear line of sight – a precise bead – on what you want, and then stay focused.

It’s mostly about fear

“You don’t need more time, you just need to decide.” - Seth Godin

Holding back is less about risk, or lack of information, or insufficient preparation.  It’s mostly about  fear.  While you hesitate, someone is eating your lunch.

Waiting is for suckers.

Live in your zone

“Live in a bulls!t-free zone.”

Stop the lies.  End the clever tales you tell yourself and others.  Untangle the twisted web of self-deceit.

Stand in your truth.  Uncover the fears that drive the lies.  Find the message within them; discover the lessons learned. Then let them go – break free.

It’s time to be transparent.  It’s time to live in the light of truth – in your bullsh!t-free zone.


“When you don’t know what you believe, everything becomes an argument.” - Jason Fried

You can stand and debate endlessly, and never decide.  Or you can choose – stand for something – and get on with your life.

Choose and embrace what you believe, make decisions, and get things done.

The Contentment Habit

The Contentment Habit

  • Turn to where you are right at this moment. Pause and feel your body, your breath, and all the sensations surrounding you right now. See how this moment contains so much that you don’t normally notice, if you start paying attention.
  • Realize that this moment is enough. All around you, right now, is a moment that is as high quality as any of the possibilities that often enter your mind of what you should be doing or where you should be. Those ideal experiences aren’t of any higher quality than the experience you’re having right now.
  • See the wonder in this moment. Right where you are, right now. Notice the amazing things around you, and in you, as if you’re seeing it for the first time ever. Notice the miracle of your body, your mind, your surroundings. How did all this come to be? The building you’re in, or the nature you’re in, didn’t just magically appear — it’s almost as if the world conspired to make this moment happen, and you get to be here to witness it. Awesome!

That’s the contentment habit, and you can do it anytime, anyplace, no matter what you’re doing or who you’re with. It is free, always available, always miraculous. And it never ends.


“Shikumika” - Hiroshi Mikitani

Systemize!   Your great ideas are only as good as your ability to make them work.

When you’ve explored and validated the worthiness of your ideas, it’s time to execute – to make them real.  That means systematically planning, collaborating, creating, and getting them out there in the world.  That’s the hard stuff.

Get your system going.  Get planning, get creating.  Your powerful ideas will not make a difference until they go live and get real.

Let the why drive you

“Purpose is stronger than object.” - Jim Rohn

What you’re after is  the object – your goal.  Why you pursue it is your purpose.  Don’t get these confused.

Purpose has power.  Use that power. Purpose is found in the details.  For instance, is a money goal an end in itself?  Or is the purpose for achieving the money –  for example, how you will use it to improve your life, perhaps the lives of others –  the greater motivation?

Get clear on the details  Get focused on the “why.” Let the “why” drive you to the “what.”

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